Dental Financing in Palmdale, CA

We believe that everyone should have access to quality dental care. At Exceptional Dentistry we gladly offer multiple ways to make the dental care you need affordable. 
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When Should You Finance Treatment?

If you are in need of flexible payment options. Dental financing is the most affordable option is to use the low and 0% interest financing offered through our Palmdale, CA, dentist office rather than a separate credit card or private loan. Many of our patients can pay back their balance with no interest whatsoever and no strings attached. This is an excellent budget-friendly option if you have a medically necessary treatment, require major dental work. Using dental financing makes the care available now without waiting which can be important if you have active tooth decay, gum disease, or missing teeth. Many of these conditions simply become more expensive to manage the longer you wait to address them.

Dental Financing Options

Our Palmdale, CA practice offers a variety of financing options both in our office and through third-party lenders. Many of these financing plans are available at 0% or very low interest, allowing you to schedule treatment right when you need it rather than waiting weeks or months.

CareCredit Logo
CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.
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LendingClub Logo
Like CareCredit, Lending Club can be used to cover any dental service, whether it’s medically necessary, restorative, or related to elective cosmetic treatments. Lending Club also offers low monthly payment options and little to no interest on their loans.
You can easily apply for Lending Club or CareCredit here at our office or online. Approval is usually immediate, so you can schedule treatment as early as the same day if you need to. A credit report may not even be necessary, depending on the lender you choose.
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LendingClub Logo
Sunbit makes financing everyday dental care easy and accessible. Known for its fast, hassle-free approval process, Sunbit offers short-term payment plans with no hard credit check required. Their user-friendly approach allows you to manage your dental expenses with low monthly payments, making it easier to keep up with regular visits and necessary treatments.
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Dental Financing FAQs

If you have any questions about dental financing, we’ve got answers.

Absolutely! We’ll work with your insurance to maximize your benefits, and any remaining balance can be financed with our in-house plans or through a third-party provider.

Applying for financing with our partners is quick and easy. Here’s how you can get started:

  • Consultation: Schedule an appointment with our team to discuss your dental needs and treatment plan.
  • Estimate: We’ll provide a detailed cost estimate for your proposed treatment.
  • Application: Choose a financing option that suits you best and complete the application process online or in the office.
  • Approval: Once approved, you can begin your dental treatment right away with manageable monthly payments.

Financing your dental care offers several benefits:

  • Immediate Access to Care: Start your treatments without delay, addressing dental issues promptly.
  • Budget-Friendly Payments: Spread the cost of your dental procedures over time with affordable monthly payments.
  • Comprehensive Care: Get the full range of dental services you need, from preventive care to cosmetic and restorative treatments.